Insurance software development teams that get underwriting logic and compliance.
Hire dedicated senior insurance engineers from a staffing partner founded by a four-time founder. We placed the team behind PMI Rate Pro, the private mortgage insurance rate platform, and have staffed engineers for LendingStandard and AMC Theatres. Pre-vetted, full-time, and ready in 7 days.
“They felt like our team, not a vendor.”
Not a dev shop building it for you. Your insurance team, building with you.
Most insurance software development companies quote you a six- or seven-figure fixed-bid project, build it behind a vendor wall, and hand it back. We staff dedicated senior engineers into your team. You own them, manage them, and keep them.
The turnkey vendor model
The big custom-software shops
- Fixed-bid project, scoped up front, priced in the hundreds of thousands
- Engineers walled off behind an account manager
- 30 to 40% overhead for layers you never meet
- Hand-off at the end, and the knowledge walks out the door
The Full Scale staff-augmentation model
Dedicated engineers, embedded in your team
- $35/hr fully loaded, scale up or down as the roadmap changes
- Engineers in your standups, Slack, repo, and roadmap
- No vendor wall and no PM tax, you manage them directly
- 93%+ retention means the engineers, and the knowledge, stay
Co-founded VinSolutions, the #1 CRM in the auto industry ($150M+ exit), and founded Stackify
Built by a founder who has shipped and sold real software
Full Scale was founded by Matt Watson, a four-time founder and CTO with 20+ years in software engineering. He co-founded VinSolutions, the #1 CRM platform in the auto industry, acquired for around $150 million, and founded Stackify, a developer-tools company he later sold. He also wrote Product Driven, the engineering-leadership method every Full Scale engineer is trained on.
Full Scale exists because Matt kept hitting the same wall as an operator: good products stall when you can't hire and keep good engineers. That is the problem we solve, and it is why we vet for the senior, product-minded engineers most staffing shops never find.
Engineers experienced across the insurance stack
We don't sell you a pre-built product. We staff engineers who have shipped in regulated, rate-driven domains before and know where the compliance landmines are.
Policy administration
Policy lifecycle systems, endorsements, renewals, and document generation built to clear an audit.
Underwriting & rating engines
Rating engines, premium calculation, risk scoring, and underwriting rules that have to be exactly right.
Claims management
First notice of loss, claims workflow, adjuster tools, and fraud flags from intake through settlement.
Insurance portals
Agent, broker, and policyholder portals, self-service quoting, and carrier integrations.
Billing & payments
Premium billing, installment plans, commissions, reconciliation, and ledgering built for regulators.
Insurance analytics
Actuarial data pipelines, loss-ratio reporting, regulatory filings, and risk dashboards.
Engineers who have built under audit, not around it
Insurance software doesn't forgive “we'll add security later.” Our engineers have worked inside regulated, audited environments and treat compliance as an architecture decision, not a checkbox at the end.
Insurance teams we've staffed
Building the rate platform for private mortgage insurance
A dedicated team built the rate-comparison platform that lets lenders shop and compare private mortgage insurance rates, with no hand-off gaps.
“They felt like our team, not a vendor.”Nomi Smith, CEO
Read the case study →Engineering capacity for a regulated lending platform
Senior engineers embedded with the in-house team to accelerate a rate-driven, document-heavy product without growing US headcount.
The insurance specialists on our bench
Backend engineers
.NET, Java, Python, Node
Rating / rules engineers
Premium calc, decisioning
Data / analytics engineers
Actuarial pipelines, reporting
Security engineers
AppSec, audit readiness
Frontend engineers
Agent & policyholder portals
DevOps / SRE
Azure, AWS, IaC, uptime
QA automation
Test coverage for rate & claims flows
Solutions architects
System & data design
The insurance stack our engineers work in
Backend
Frontend
Mobile
Data
Cloud & DevOps
Integrations
Why most offshore insurance teams fail, and how to not be one of them
The mistake isn't going offshore. It's hiring the cheapest developer you can find and hoping the rating logic sorts itself out. I call that cheapshoring, and in insurance it's how you end up with a mispriced book and a rewrite.
Insurance software is unforgiving. You need engineers who understand that a rounding error in a rating engine is a regulatory problem and an unlogged claim is a finding. That's a hiring bar, not a rate, which is the whole reason we accept under 3% of applicants and train every engineer on the Product Driven method.
From call to coding in 7 days
- 1Tell us the insurance roles and stack you need
- 2We match pre-vetted engineers from our bench
- 3You interview and pick your team
- 4They start in your standups, repo, and roadmap
Insurance Software Development Services, answered
- Do your engineers understand insurance compliance?
- Yes. We staff engineers who have built inside SOC 2, PCI DSS, and GLBA-governed environments and treat compliance as an architecture decision, not a checkbox.
- Is this a fixed-bid project or a dedicated team?
- A dedicated team. We are a staff augmentation partner, so you get engineers embedded in your team at $35/hr, not a turnkey project quote.
- How fast can an insurance team start?
- Seven days from the first call to engineers in your standups, drawing from a pre-vetted bench.
- Who owns the code and the IP?
- You do, from day one. Our engineers work in your repositories under your process.
Staffing engineering teams across every industry
Insurance engineering guides
Fintech software development
Our sibling practice for fintech and financial software.
The Product Driven method
How we train engineers to think like owners.
What staff augmentation is
The model behind an embedded insurance team.
Cheapshoring: the insurance version
Why the cheapest developer is the most expensive.